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Ready to say yes
to the change you’ve been thinking about?

Fast, simple finance personalised finance.

Apply Online
See How It Works

Finance from
$2,000 to $150,000

Fast approvals. often within hours

Flexible terms up to 7 years

Personal, one-on-one support

Fast approvals. often within hours

Flexible terms up to 7 years

Personal, one-on-one support

$5,000
24 Months

Estimated Repayment

$0 /week

Not quite what you expected? We’ll work with you to find an option that fits.

Apply Online Now

*This need to be updated. Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 13.95% p.a. Minimum instalments, loan terms and lending criteria. Terms and Conditions apply.

Why choose Kiaora Finance?

Because you want personal service from someone that will do their very best to get an approval for you!

At Kia ora Finance, we specialise in fast, personal and vehicle finance  No corporate call centres. No being treated like a number.

Just straightforward advice, fast turnaround times, and honest conversations.

You’ll deal directly with Toni, an experienced finance professional with over 35 years in the industry. who understands both finance and how important it is to provide you with the best options available.

Fast answers – often within a few hours

Funds processed within 24 hours (once approved)

Access to a trusted range of New Zealand lenders

Personal support 7 days a week

Competitive interest rates

Vehicle Finance

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Personal
Loans

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Debt Consolidation

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Cosmetic and Surgical Finance

Bariatric / Weight loss surgey, Dental, Facelift , Overseas surgical procedures, Mummy Makeover etc

Boat
Finance

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Motorhome FInance

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Caravan Finance

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Motorbike Finance

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Tiny Home Finance

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If it matters to you, we’ll do our best to help make it achievable.

You’re not just a number here.

Hi, I’m Toni.

I’ve worked in finance for over 35 years, from corporate banking to managing finance branches, and as an independent broker for many years now.

I also understand finance is a very personal thing and can be hard to know who you can trust to provide you with good sound advice and the best finance options available for your needs.

That’s why I created Kia ora Finance – to make finance simpler, faster and less intimidating.

When you apply, you’ll hear from me directly.

Not a call centre. Not a chatbot. Me.

About Toni

You’ve thought about it, now let’s take the next step.

Apply online now and let’s get started.

Apply Online